When you apply for a credit card, you must show your ID card when you come out, and it must be the original. In addition, you must provide other supporting materials. Work certificate is the necessary proof that you have a stable income and the corresponding repayment ability, which can improve the pass rate in bank credit audit. If you take photos with your mobile phone, you can't confirm the authenticity of the work certificate and don't have the corresponding probative force.

According to the bank regulations, 18 to 70 years old, with full capacity for civil conduct, can apply for a credit card.

Credit card processing flow:

1, fill in the application form;

2, to the bank's own information, and a copy;

3. The bank sends it to the credit card center;

4. The credit card center conducts audit, business card printing and card issuance;

5. After getting the card, open the card and wait for the password letter.

To apply for a credit card, you need to meet the following conditions:

(1) Required documents

1, ID card

Domestic residents: a copy of the applicant's identity certificate or military officer's card.

Overseas residents: (A and B must be provided at the same time) A. Hong Kong and Macao residents should provide copies of their return certificates, Taiwan Province residents should provide copies of their passports, and other foreigners should provide copies of their passports. B. Copy of domestic residence certificate or temporary residence permit

2, work and income documents

A. Work certificate: copy of work permit or work identity certificate or original work certificate stamped with the official seal of the unit.

B proof of income: the last three months' payroll record issued by the bank (copy of the payroll card statement) or the copy of the personal income tax withholding certificate or the original proof of income issued by the unit.

(2) Other supporting documents (please provide as much as possible, which will help to increase the credit limit).

Education, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, copy of bank time deposit certificate, telephone number of current residence in the last three months, original water, electricity and gas bills, and other bank credit card documents (original statements of the last three periods), etc.