Different banks have different specific regulations. If it is a CMB credit card, as long as it is repaid according to the minimum amount of the bill before the due repayment date, there will be no late payment fee and personal credit will not be affected. However, it will generate cyclic interest. All consumption in the current period will bear interest from the bookkeeping date, and the daily interest rate will be five ten thousandths until it is all.

Credit card overdraft withdrawal: a handling fee: different banks have different regulations, such as 0.5% of the credit card withdrawal amount of CCB, with the lowest 2 yuan and the highest 100 yuan; The credit card of China Merchants Bank is charged at 1% of the cash withdrawal amount, with a minimum of 10 yuan per transaction; B interest: calculated at the daily interest rate of five ten thousandths.

Extended data

Knowledge of minimum repayment interest of credit card

1, if it is paid off in full, it will not generate any expenses;

2. If the repayment amount is less than the minimum repayment amount stipulated by the bank, it will be deemed overdue, with interest of 0.05%, and the unpaid part of the minimum repayment amount will be subject to a 5% late fee;

3. If the repayment amount is greater than or equal to the minimum repayment amount and less than the total repayment amount, interest shall be paid at 0.05%.

Refer to Baidu Encyclopedia-Credit Card