Personal credit records are kept in the credit information system of the People's Bank of China.

1. Log on to the website of Credit Information Center of China People's Bank to inquire about the credit report;

2. Check with the bank with my valid ID card.

Tips:

1. It may be that one of the banks has successfully applied for or issued a loan, and the credit information may not be updated in time;

2. Failure to meet the loan conditions of other banks for many times requires attention;

3. It can be judged whether there is the possibility of borrowing usury in combination with the overdue situation.

If you use your information to lend others a loan, or apply for a credit card, because the information is yours, you should bear due responsibilities, such as overdue and non-repayment. In the end, you will bear a high penalty interest and leave a bad record on the credit report.

Loans and credit cards need my signature. If they are fraudulently used, don't sign them.

Credit information is a person's business card. Bad credit reporting can not only handle banking business, but also be restricted in many aspects of life and work such as food, clothing, housing and transportation.

Cherish personal credit.