College students without credit records cannot apply for bank credit cards, but they can still apply for Visa foreign currency cash cards, which is very suitable for students studying abroad and customers traveling and shopping abroad.
College students who do not have a job cannot apply for a visa card. It is convenient to apply for a Visa foreign currency cash card when going abroad. If you don't have enough money to buy something, you can overdraw your credit card.
The process and discounts of applying for a visa card:
1. After applying online on the WeChat official account (United Currency), you can get the card immediately offline. You can also self-service through the official account later. To recharge, convert RMB into the required foreign currency according to the real-time exchange rate and deposit it into the Visa foreign currency cash card. The recharge will be credited immediately without waiting.
After foreign currency is deposited into the card, consumption is settled according to the foreign currency amount, so there is no need to worry about subsequent exchange rate fluctuations. United Currency will remit the exchange and recharge funds received from customers directly to overseas fund custody banks to ensure the safety of customers' funds.
2. In order to welcome the upcoming summer study tour and travel peak, United Currency also launched the first-time card opening offer of getting $5 when you recharge the equivalent of $10, $5 when you recharge the equivalent of $300, and $5 when you recharge the equivalent of $500. The event will give you US$10 for free and US$25 for recharging up to US$1,000. It has also been announced that it plans to launch a campaign to waive overseas cash withdrawal fees in the second half of the year.
Extended information:
Visa card classification:
1. Common Card: The most popular Visa card in the world, enjoying convenient, safe and reliable payment services . Whether for daily shopping, hotel reservations, or online bookstore shopping, Visa cards are the most recognized and accepted by merchants, and are equally popular online and in the real world. ·
2. Gold Card: Whether you are a new customer with a good credit record or an old customer who has always supported Visa cards, please upgrade to the Visa Gold Card immediately to enjoy the gold standard of superior services.
3. Platinum Card: The Visa Platinum Card provides an extremely high credit limit, tailor-made travel reception services and entertainment projects, US$500,000 travel accident insurance, and a series of attractive exclusive offers. ·
4. Infinite Card: The Visa Infinite Card transcends the boundaries of ordinary payments and provides credit limits that are hard to find elsewhere, unimaginable convenience, tailor-made offers, and unparalleled service that only a few receive. Only by inviting people can you enjoy the unique status of Visa Infinite Card. ·
5. Debit card: Visa debit card can pay directly from the bank account, and the payment record will be detailed in the bank statement, making financial management easier and more convenient.
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Baidu Encyclopedia-VISA Card