How to improve Sesame Credit Score

Improvement methods:

1. Shop mostly on Alibaba e-commerce platforms such as Tmall, Taobao, and Juhuasuan. Of course, online shopping is also very particular. Don’t always look for bargains, but also buy more big-ticket items such as home appliances, fitness equipment, and handicrafts.

2. Use Alipay’s credit card repayment function more often and repay in time. Zhima Credit currently does not interface with the central bank's personal credit system. Credit history mainly includes past credit account repayment records and credit account history. Since there is no personal loan record, credit card repayment records are particularly important.

3. Use Alipay to transfer money. The personal relationships between Alipay users are based on money such as transfers and payments. If you often maintain large amounts of transactions with your friends, your credit score will be much higher.

4. Purchase more financial products on Alipay. At present, Alipay not only has Yu'e Bao, but also has access to Zhaocai Bao. The greater the amount of money users invest and the more frequent the investment, the higher the rating will naturally be.

5. Multi-application life services provided on Alipay. Functions such as water, electricity and gas payment, rental information, hotel and flight reservations, etc.

6. Donate more. Currently, Alipay has an entrance for charity donations. If you donate frequently, no matter the amount, your accumulated credit will naturally be higher than that of someone who does not donate.