Credit cards are no joke. It's nothing to lose some money, but the credit card is your name and you are responsible for everything. When the bank settles accounts, it is counted in your name, and the future bank wealth management business will be affected. For example, if you want to borrow money later,

Give you some advice, I hope it will help you.

First, you should think about the reasons for rejecting her, because other people's ideas are not necessarily good ideas, and good ideas are not necessarily suitable for you and your environment. It's up to you to lend your ID card or do something. If your relationship deteriorates because you don't lend it to her, you can rest assured. You know, if she doesn't mean it, why should you be sincere? ?

Second, if you can, tell her that your ID card is being used for a credit card. If you can't repeat it, it's no use repeating it. It's all the same amount, okay? ! For example, if you apply for a card with a total amount of 10000 yuan, if it is duplicated, it will be within this 10000 yuan. Then you take your ID card to the bank to apply for a credit card, apply for a supplementary card when filling out the form, and then tell her that you applied for a supplementary card. When you apply for a card, set the amount of the secondary card lower, preferably within your tolerance, so that all her consumption and cash withdrawal are under your control, and there are text messages from your bank to remind you of the change of money.