If CCB's credit card has not been activated, there will be no charge. If there is an IC chip, the validity period is 8 years, and the magnetic stripe card without a chip is 5 years. If it expires or is not activated, the card will automatically become invalid. Just take care of it at ordinary times. Don't lose it. However, there is a certain overdraft limit in the credit card, which can be used first and then repaid, and can also accumulate personal credit, which is quite convenient for consumption and use at ordinary times. If you go out for a trip or something, you will feel more at ease. The landlord can consider using it.

About the annual fee standard of CCB credit card (except some special cards, such as car card and diamond credit card):

Gold master card 160 yuan/year, and vice card 80 yuan. In each card year, if the accumulated amount of credit card consumption and cash withdrawal reaches 3 (unlimited), the annual fee for that year will be exempted.

580 yuan is the main card of standard platinum card, and 300 yuan is the auxiliary card. In each card year, if the accumulated amount of credit card consumption and cash withdrawal reaches 65,438+00 (unlimited amount), the annual fee for that year will be exempted.