I think Bank of Communications is good. Each bank has its own characteristics. Choose the one that suits you better.

I currently have one card each from Guangfa, Pudong Development and Transportation. For large purchases, I use transportation all the time. For small purchases, there is no annual fee just for other things.

1. Transportation gave me more than 100 yuan in credit after I applied for a new card. This is a real benefit, equivalent to 100 yuan for free.

2. Sometimes we do activities and receive tens of thousands of points for just a few messages in a certain month, which is very impressive.

3. Points from the Bank of Communications credit card can be directly exchanged for mileage from the Air China Friendship Card. These are all useful to me. So I have always liked Bank of Communications credit cards.

Fourth, there is another point that I value most, that is, the payment limit of Bank of Communications credit card online banking is unprecedented in the industry and is unprecedented. If you want to pay for a single purchase of more than 2,000 yuan from the Internet using a credit card for online banking, then only Bank of Communications Credit Card General is qualified. Unless you ask the seller to split the transaction into N pieces, the major central banks only have one-tenth of the Bank of Communications' quota.

So you have to judge whether it is suitable for you. If you are satisfied, please add points and offer a reward. I will tell you all the secrets at the bottom of the box.