Jiangsu Bank provides grace time repayment services to our credit card holders. Some cardholders who have applied for Jiangsu Bank credit cards want to know how long the specific grace period is, so there is a grace period for Jiangsu Bank credit card repayments. Is there a time limit? Let’s find out together!

Is there a grace period for Bank of Jiangsu credit card repayment?

Yes, there is a grace period for Bank of Jiangsu credit card repayment. Bank of Jiangsu provides a 3-day repayment grace period for its credit card holders. Repayment credited before 18:00 on the third day after the latest payment date will be deemed as on-time repayment. Assuming that the final payment date is the 2nd of each month, the cardholder must pay off the bill before 18:00 on the 5th of the month at the latest. If you repay beyond the grace period, the overdue repayment record will be reported to the central bank for credit reporting.

(The picture comes from the official bank of Jiangsu)

To ensure that the repayment amount is credited before 18:00 on the third day, it is recommended that Jiangsu credit card holders use the payment method provided by Jiangsu Bank The Bank's repayment methods include repayment by transfer via the Bank's online banking, repayment by card transfer at the Bank's ATM machines, cash repayment over the counter at the Bank's business outlets, repayment by transfer via the Bank's mobile banking, etc.

The above is the answer to the question: Is there a grace period for repayment of Jiangsu Bank’s credit card? When using a credit card, users must repay the money on time and in full before the repayment grace period to ensure their good personal credit status. Avoid incurring overdue interest due to late repayment and affecting your personal credit.