Hello, there is no IC card in the credit card at present. There are two types of M+ cards: 1. M+ cards that are handled in person at outlets are IC cards and also have magnetic stripes; 2. When applying for a credit card, the M+ card is cross-issued, and there is only a magnetic stripe card.
If you have any other questions, please open www.cmbchina.com, the homepage of China Merchants Bank, and click "Online Customer Service" in the upper right corner to enter the consultation.