how to apply for a 5, credit card?

1. Industrial Bank: Industrial Bank has a relatively low threshold for applying for a card. It is easier to apply for a card on Alipay, but generally it takes more than 62 sesame scores to apply. As for the choice of card types, I would like to introduce you to apply for industrial bank pass credit card and industrial Taobao credit card. Generally, the audit results can be issued as soon as 5 minutes after submitting the application. In the case of good credit, the approval rate is said to be over 9%.

2. China Everbright Bank: Alipay users with sesame scores above 62 can apply for Everbright Credit Card in Alipay more easily, and many cardholders report that they can approve it every second. Of course, it is necessary to choose the right card type in advance. Here, I suggest that you apply for a light yellow duck theme credit card, which is said to be the easiest card to be approved by China Everbright Bank. However, it should be noted that the online application of China Everbright Bank requires a face-to-face signing before the card can be issued.

3. Minsheng Bank: Minsheng Bank cooperated with Alipay to handle the card very early. Generally, if there is no problem in credit reporting, sesame seeds can be approved in seconds with a score of over 6, especially as the end of the year is approaching, the card approval rate is still high. In terms of card selection, female friends can apply for Minsheng Women's Flower Credit Card, and car owners can apply for Minsheng Car Credit Card. In addition, Minsheng Baidu takeaway joint credit card and Minsheng Net Tesco installment credit card are also relatively easy to get off the card.

4. Guangfa Zhenqing Credit Card: Guangfa Zhenqing Credit Card is a female card launched by Guangfa Bank, which has outstanding advantages in shopping and female insurance! At the same time, you can choose one of the four major merchant types, such as department stores, restaurants, tourism and entertainment, and enjoy three times the credit card consumption points. However, it is important to note that this option cannot be changed.

It may be necessary to meet these conditions to apply for a credit card with a credit limit of 5,

Many people want to have a higher credit card when applying for a credit card, so how about a good application with a credit card limit of 5,? In fact, it is still difficult to apply for a credit card line of 5, yuan, especially for users who apply for a credit card for the first time. Generally, the amount given is around several thousand yuan. If you want to apply for a credit card with a credit line of 5, yuan, you should use certain skills at this time.

if you want to get a credit card with a credit line of 5, yuan, unless the user can submit a good asset certificate when applying or the user has a large amount of funds in the bank applying for the credit card, the bank applying for the credit card will give you a higher credit line, even higher than 5, yuan. Asset certificates include vehicle information, property certificates, etc.

In order to obtain a higher quota, users can choose banks other than large state-owned banks to apply, because their requirements are lower than those of large state-owned banks, and it is easier to obtain a higher quota. It is worth noting that when applying for a credit card, users can get the card through the bank counter, mobile banking, bank official website, etc. Different ways have different speeds.

users can choose different channels when applying for a credit card, including online banking, mobile banking, cooperative third-party platforms, etc. Among them, applying for a credit card through a bank in official website can let users know all kinds of rights and interests of the credit card, and at the same time know what benefits these rights bring to users. Generally, it takes about 3 days to get the card after applying for a credit card, and users can activate it after getting it.

users must return their credit cards on time after daily use, and there can be no overdue situation, because there will be penalty interest after overdue, and the longer the time, the more penalty interest will be. In fact, if the credit card cannot be returned on time after use, you can use installment repayment or minimum repayment amount, which can effectively avoid overdue and return it in advance after installment.

It is worth noting that the overdue repayment of credit cards will be uploaded to the credit information center, which will affect the subsequent loan applications after the credit information becomes bad. In fact, when the credit card cannot be returned on time after use, the user can borrow money from friends around him to return it, so as to avoid overdue and return it to friends later.

how to apply for a 5, credit card? Look at these two methods

Many friends ask which bank is easier to apply for a credit card. I'm afraid I have to answer you. If you want to choose from commercial banks, it will be more difficult for the four major state-owned banks. However, if you insist on loving the four major state-owned banks, I suggest you choose a credit card that is easier to apply for, so the probability of getting a card will be greater. What are the specific ones? Let's take a look.

1. ICBC: Cosmic Constellation Credit Card

The Cosmic Constellation Card of ICBC is relatively easy to apply for, and it is also the main credit card for industry and commerce. The face value and rights and interests are very online. The key point is that the annual fee is free within the validity period, which is awesome!

In terms of rights and interests, as long as new customers spend a sum, they can get a month's membership of Youku or Iqiyi VIP, so as to follow the welfare of drama masters. In addition, there are discounts such as overseas portable wifi, hotel and airport parking.

2. Bank of China: Taobao Credit Card

In fact, the threshold of China Bank is not too difficult, and it is not very high. You can apply by providing proof of identity and proof of residence. This BOC Taobao card is easy to apply for if you are an online shopper. The annual fee for the first year is exempted when you get off the card, and the annual fee for the next year is exempted when you spend any amount for 5 times.

3. Agricultural Bank of China: beautifully upgraded mother credit card

This beautifully upgraded mother credit card of Agricultural Bank of China is also a good application. Both gold and platinum cards can be exempted from the annual fee through the number of swipes, and visa platinum cards can also be exempted from the annual fee within the validity period.

You can apply for a free audition course of Disney English, with a discount of 1,2 yuan for purchasing the course, a reduction of 6 yuan for shopping over 35 in king of the children, and a random reduction of 3 yuan for Mama Donkey on Saturday.

4. China Construction Bank: Global Hot Purchase Card

This card of China Construction Bank is also relatively easy to apply for, mainly suitable for overseas travel and shopping. Gold and platinum cards can be exempted from the annual fee by swiping the card number, while Visa and MasterCard are exempted from the annual fee within the validity period.

overseas wifi, special airfare hotels, Haitao cashback, etc. are very suitable for shopping in consumption abroad or Haitao, and are called the "God Card" of CCB.

That's all about the credit cards that are easy to apply for in the four major banks. I hope it will help you. I suggest that you prepare enough information before applying for the card, and then there are asset certificates, which can help a lot!

This concludes the introduction of credit card application for 5, yuan and credit card application for 5, yuan. Did you find the information you need?