1. Online loan: refers to the act of lending through the Internet platform, where borrowers can apply for loans online, and the loan funds come from individual investors or institutions.
2. Credit card loan: This is a personal loan method with credit card as the medium. Cardholders can withdraw cash from their credit card accounts for consumption or other purposes according to their credit limit and demand.
3. Maturity: when the repayment period of the loan or credit card overdraft limit expires, the borrower needs to return the loan principal and interest to the lending institution or credit card issuer according to the agreed repayment method and time.
conclusion: when the online loan or credit card loan expires, the borrower needs to repay the loan principal and interest on time. Failure to repay on time may lead to overdue penalty interest, affect personal credit record and face legal consequences of debt recovery.
Extended information: In China, peer-to-peer lending's industry supervision is relatively strict, so borrowers should carefully choose a reliable platform and understand the relevant terms and repayment plan of the loan. Credit card loans usually charge a certain fee and interest when withdrawing cash. Borrowers should plan their consumption and repayment plans reasonably to avoid the burden of excessive overdraft and high interest. If necessary, you can consult professionals or relevant institutions for more detailed information and suggestions.