Every time you apply for a credit card, including the second card of most banks, the bank will check the applicant's credit record, and there will be an inquiry record of credit card approval in the credit report. For example, if you apply for credit cards from three banks in a short time, there will be three inquiry records in the credit report.
Extended data:
Conditions for applying for a credit card:
1. identification: provide resident identity card or military officer's card. If you are a Hong Kong and Macao compatriot, you need to provide a pass to and from the mainland and a residence certificate for more than one year; If you are a foreigner, provide a passport and proof of residence for more than one year.
2. Work certificate: it can be a work certificate issued by the employer or a copy of the work permit verified and marked by the sponsor.
3. Proof of economic source: it can be a payroll record or income tax withholding certificate issued by the bank, or a document that can prove the economic level, such as the market value certificate of houses, cars, deposits and investments.
The above conditions are different for each bank, and each bank has different regulations. I would like to remind all credit card holders that after credit card consumption, they must repay in full and on time. If the current consumption amount is too large, you may wish to apply for installment repayment at the issuing bank, or repay according to the minimum repayment amount shown on the bill, and beware of malicious overdraft, otherwise it will not only affect your personal credit record, but may also be investigated for criminal responsibility.
Baidu Encyclopedia-Credit Card Application Form
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