The account balance refers to all repayments that have been recorded so far, excluding unrecorded installments, unrecorded handling fees, interest, etc. If there is a "-" sign in the balance, it means that the current credit card has excess deposits and no debt is owed; if there is no "-" sign in the balance, it means that the current credit limit is overdrafted and there is a debt in arrears.

The available balance is the current amount of overdraft consumption on your credit card, which is equal to the credit limit minus the amount that has been used. Credit limit - unpaid amount that has been paid out - accumulated amount that has been used but not recorded = available limit.

The cash withdrawal limit refers to the amount of cash that a credit card can currently borrow in advance. Generally, the cash withdrawal limit of a credit card is 30-50% of the total credit card limit.

The minimum repayment amount is the minimum amount that needs to be repaid stipulated in the current bill. It is generally a certain proportion of the consumption balance in the current bill, usually 10%.

The amount settled in the last period refers to all the repayments that have been recorded in the previous period. If there is no outstanding amount before, it is greater than the account balance. If there is no outstanding amount, it is equal to the account balance.