The so-called wedding loan is a loan business that the two parties who have received the marriage certificate apply to the bank because they do not have enough money for wedding-related expenses. The application amount ranges from 50,000 to 200,000. Marriage loan is the "third loan" after housing loan and car loan. This is undoubtedly good news for young people who are faced with the three big problems of house, car and children.

Marriage loan application details

1. Copies of ID cards of both spouses;

2. Copy of marriage certificate;

3 , the original income certificate issued by one spouse (hereinafter referred to as the applicant) who has a stable job (hereinafter referred to as the applicant) (need to be stamped with the administrative or financial seal of the unit);

4. Photocopies of both sides of the applicant's CCB credit card (need to be in person) Signature);

5. Applicants who do not have a CCB credit card need to provide two original income certificates;

6. Employees of general enterprises and institutions apply for a quota of more than 80,000, public institutions, civil servants Those applying for a quota of more than 120,000 yuan must provide a copy of the family real estate certificate or other financial certificate.

Slogan for Wedding Loan

1. New ideas for marriage, happiness is loaned out!

2. If you use your own money to invest and manage money, you can earn tens of thousands, and the bank’s money will be given discounts!

Applicable scope of wedding loan credit cards

1. Wedding furniture;

2. Household appliances;

3. Wedding banquets; < /p>

4. Jewelry;

5. Honeymoon trip;

6. Home decoration;

7. Wedding etiquette;

8. Wedding photography.

Marriage loan processing fee

This loan is zero-interest, guarantee-free, and unsecured. A processing fee of 25 yuan is required when applying in the early stage. The subsequent processing fee depends on the repayment date. The fees are also different.

Term

6 months

12 months

18 months

24 months< /p>

36 months

Handling fee

0%

2.5%

4%

10%

The significance of wedding loans

Everyone is familiar with existing home loans and car loans, but wedding loans are actually similar to the previous two. There are many homosexuals, but the number of beneficiaries is limited. For those born in the 1980s, perhaps this just confirms the saying that "there are still things that cannot be phased in." Marriage loans are undoubtedly a timely help for people who are facing marriage and are short of funds. The characteristics of "zero interest, no guarantee, and no mortgage" are definitely tailor-made for young people!

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