1. central bank's credit information system inquiry: hold the original and photocopy of my ID card and go to the credit information hall of the local people's bank for on-site inquiry. Log in to the online personal credit inquiry system of China People's Bank.
2. Private system inquiry: Card comments in WeChat can not only help users to inquire about their credit card overdue records, but also get their own information such as withdrawal probability, consumption index and consumption records with one click, which can help you analyze credit card usage from all angles.