Hua Xia Bank has no interest on cash withdrawal from credit cards, but only charges a handling fee. At present, for domestic cash withdrawal, the handling fee is charged at 2% of the cash withdrawal amount, with a minimum of 15 yuan; For overseas cash withdrawal, the handling fee is 2% of the cash withdrawal amount, with a minimum of RMB 20 or USD 3.

In addition, it is free to withdraw cash with Huaxia Bank's Yidajin credit card.