After receiving the credit card, it shows that the information does not exist. It may be because you did not have an interview. Now for the online application process, some banks will issue the card first and then sign it. Without an interview, nothing can be found. If you have been interviewed but the information does not exist, call the customer service number to find out whether the bank's credit card center made a mistake and the account was not opened successfully.

In most cases, citizens who have full capacity for civil conduct (citizens over 18 years old in mainland China) and have certain direct financial resources can apply for a credit card from the card issuing bank. Sometimes, legal persons can also be applicants. Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country. Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.

The bank will determine whether to issue a credit card to the applicant based on the application information and various aspects of the applicant's information and financial situation. Factors considered include the applicant's past credit record, the applicant's known assets, professional characteristics, etc. The specific factors and processes reviewed by the card issuing bank are commercial secrets and are generally difficult for outsiders to understand. The standards of each card-issuing bank are also different. Therefore, the same materials may be issued with different credit limits and different types of credit cards in different banks. Some banks may even approve the application, while others may reject it. . The disadvantages of credit cards are: annual fees are required. Credit cards basically have annual fees, but they basically have annual fee-free policies. For example, China Construction Bank only needs to swipe the card three times a year to waive it; but if you have not swiped the card for a year to meet the bank's specified limit, times, an annual fee is required. By default, fraudulent credit card purchases are made without a password. This makes it easy for someone else to use the credit card when it is lost or stolen, causing unnecessary trouble or losses. However, in fact, credit cards can also be used for purchases with a password - This depends on how you manage your credit card. Of course, many people, due to lack of experience in this area, cancel their credit card but do not cancel the account. Some criminals re-apply for a credit card overdraft, resulting in a wasted loss, which is not worth it.