CITIC Bank is subject to full penalty interest. As long as the repayment is not made in full, you will not be able to enjoy the interest exemption. Interest is calculated on the basis of 2,000 yuan until it is paid off.
CITIC Bank’s foreign currency account cannot apply for installment business, and CITIC Bank’s new card cannot apply for installment business. The new card must be used for 3 months before you can apply for RMB card consumption service business.