Most banks charge overseas credit cards 1.5%. For example, CCB, BOC, China Merchants Bank, Xingye and Guangfa are all 1.5%, Everbright 1.7%, Shenzhen Development Bank and Bank of Communications are all 1.75%, and Pudong Development implements the standard of 2%.
However, in order to attract customers, some banks have reduced or exempted the cash withdrawal fee. For example, Huaxia Bank is free to withdraw cash overseas, and Minsheng Bank stipulates that Minsheng Credit Card will be used for foreign currency transactions from now until 20 13 12 3 1. If the foreign currency transaction is the same as the foreign currency account of the credit card, the foreign currency transaction fee will be exempted. Bank of China indicated that the handling fee for currency exchange in cross-border transactions will be reduced by using this card for outbound consumption or cash withdrawal, and the preferential strength will be 65,438+0.5% of the transaction amount.
As a matter of fact, with the continuous vigorous development of China's tourism market, many foreign banks are also vigorously developing this business. For example, Citibank's dollar card enjoys triple points for all overseas dollar consumption throughout the year, and double gifts for platinum cards. During July-August, you will have the opportunity to enjoy 65,438+00 times points and triple the gift. Bank of East Asia UnionPay credit card can get double points for overseas credit card spending.
For those who often travel abroad or are about to travel abroad, you can consider applying for a suitable foreign currency credit card, which is more favorable.