Where can I borrow 200 yuan in installments without binding a bank card?

The following loan software does not require binding a bank card. 1. This kind of loan software is suitable for students, office workers and self-employed people. You can easily apply for a loan without a credit card. The amount usually ranges from 500 to 5,000 yuan, and you need to authorize Sesame Credit. 2. Suixin Loan Suixin Loan is a product jointly launched by Shanghai 2345 Hilong Financial and Bank of China Consumer Finance that does not require a credit card. You can get a loan with your ID card, with a maximum limit of 5,000 yuan. Just download the Suixindai APP to apply for a loan, cash will arrive in your account in 2 minutes, and the loan will be directly transferred to the bound bank card. 3. Lightning Micro Loan Lightning Micro Loan has a low threshold. You only need to fill in personal information, and you can receive the loan within a few hours. The general loan amount ranges from 1,000 to 50,000 yuan, with low monthly interest and flexible terms. It can be said that 30 minutes for evaluation and 2 hours for loan. 4. Liema Baitiao Liema Baitiao is a small-amount quick loan software. With your ID card, you can get a loan without using a credit card, and the loan can be disbursed within one hour. You can quickly apply for a loan by downloading the Liema Baitiao APP, and the review time is short. 5. Borrow Money Flower Borrow Money Flower provides short-term, small-amount loan services to borrowers. The borrower submits a loan application through the Borrowing Money APP, and the system will conduct real-time credit verification. If the verification is passed, the loan can be quickly released. Provide loan amount of 1-3 months, 2000-5288 yuan.

Can I get a loan without a bank card?

You cannot apply for a loan at a bank without a bank card, because even if the loan is approved, there is no way to transfer the money to the bank card account, so it is not possible. No matter what kind of loan is applied for, in addition to meeting the basic conditions, the applicant must provide a valid identity document and a bank card in his or her name to complete real-name authentication, so there is no platform that does not require a bank card to get a loan. In addition, the bank card provided also has another function, which is to receive loans and make repayments, so be sure to ensure that the bank card status is normal.

1. Normally, bank loans require the following information:

1. The borrower’s ID card and bank card; the borrower’s household register; the borrower’s marriage certificate Or proof of unmarried status; proof of the borrower’s repayment ability, bank statements, social security account statements or personal tax forms, etc.

2. Proof of employment of the borrower;

3. Guarantee certification materials

4. Proof of purpose: For example, for a car loan, you need to provide a full car purchase invoice before the loan is disbursed, or provide a car purchase agreement (contract) plus a down payment invoice (or a receipt with the official seal of the dealer). After the loan is issued, the full vehicle purchase invoice (if not provided before the loan is issued) and the vehicle purchase tax payment certificate must be provided.

5. Other materials required by the bank.

2. Loan application process:

1. Submit an application. The borrower applies to the bank after preparing the loan information required by the bank. After the bank receives the information submitted by the borrower, the bank will conduct a preliminary review of the borrower's information.

2. Investigation. This is mainly to verify the borrower's information to see if the information is true. At the same time, the borrower's personal credit record will also be checked to see if it meets the bank's loan requirements. After evaluating all aspects of the borrower, the bank will enter the approval process, which mainly decides whether to grant a loan to the borrower.

3. Loan disbursement. After the bank determines that the borrower meets the bank's loan requirements, it will issue the loan, and finally the borrower will repay the loan according to the loan contract.

Loan software that does not require a bank card

Loan software that does not require a bank card include Jinjinmi, 51Jian Loan, iDai Cash Loan, Maolidai, etc. Although these loan software No bank card is required, but they have their own review and lending methods, which are explained in detail below.

Nowadays, Mi only provides lending services. If users want to apply for a loan, they need to pass the facial recognition review to easily obtain a high amount. The review speed is very fast, so it is a product of 360, so it is safe and guaranteed. .

51Jian Borrowing aims to integrate loan products across the entire network.

51Jian's loan business covers loan services such as quick loans, college student loans, large loans, credit card repayments, etc., with wide coverage.

iDai Cash Loan provides 3 loan modes. As long as you submit relevant information as required and pass the credit assessment, you will know your loan amount. The loan review is very fast and very convenient.

Maolidai does not require the borrower to provide any collateral. You can apply directly and it will be automatically approved online. It is convenient and fast. The quota can be used repeatedly and you can borrow and repay at any time. It provides a quota of 800-1500 Quick loans.

For loan software like this that does not require a bank card, the application threshold will be very low, but I would like to remind everyone to carefully check the loan rules and interest calculations to avoid being deceived.

What software allows you to borrow money without a bank card

Software that allows you to borrow money without a bank card: 1. Money to Spend App; 2. Cash Meter; 3.51 Tube Borrowing; 4.i Cash loan; 5. Introduction to Weilidai Youqianhua mobile version Youqianhua loan app is a mobile online loan application. If you need money urgently, you can find Youqianhua app. You only need your ID card and bank card to apply. Currently, online college students are not allowed. Apply for an installment loan, and you can apply for an official-free repayment function for monthly repayments so that you don’t have to keep track of the repayment date, and Youqianhua Zunxiang Loan is a large-amount loan of up to 300,000, with a maximum of 36 installments.; the second software It is not recommended to use it. Regular loan platforms usually do not charge pre-loan fees for any reason. You must be vigilant if you encounter it. You can choose to call the police if necessary. If you are in urgent need of money, you can consider taking out a loan to relieve stress. At the same time, you should also work within your ability and work hard to make money. There are many ways to apply for a loan now. You can apply for a bank loan through mortgage. A more convenient way is to apply for a personal credit loan. It is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security.

It is recommended that you use Youqianhua. Youqianhua is a credit service brand under Duxiaoman Financial (original name: Baidu Youqianhua, renamed "Youqianhua" in June 2018). The big brand relies on Spectrum rates are low and trustworthy. Youqianhua launches a consumer credit product for individuals, Manyidai, with a maximum loan amount of 200,000 (click on the official amount) and a daily interest rate as low as 0.02. It has the characteristics of easy application, low interest rates, fast disbursement, flexible borrowing and repayment, and transparent interest rates. , strong safety and other characteristics. Let me share with you the application conditions for Youqianhua: The application conditions for Youqianhua are mainly divided into two parts: age requirements and document requirements. 1. Age requirement: between 18-55 years old. Special reminder: Youqianhua declines to provide consumer installment loans to college students. If you are a college student, please give up the application. 2. Document requirements: During the application process, you need to provide your second-generation ID card and personal debit card. Note: The application only supports debit cards, and the application card is also your borrowing bank card. My identity information must be the second-generation ID card information. Temporary ID cards, expired ID cards, and first-generation ID cards cannot be used to apply.