Banks can monitor the cardholder's card usage in real time. Once illegal card use, overdue, fake card application, credit card theft or other potential risks are found, banks have the right to stop payment of credit cards to ensure the safety of funds.
Summary: loss reporting card, overdue credit card, supplementary card required by the main card to stop payment, emergency stop payment card in this period, etc. They are all reasons for the bank to stop paying. Among them, the cardholder can apply to the issuing bank to cancel the payment stop after returning the overdue overdraft principal and interest in time. If the payment is stopped for customers with potential risks, the bank shall investigate and verify the risks of the cardholders, and terminate the payment stop as appropriate after eliminating the potential risks.
1. Can I cancel the Industrial Credit Card when it stops?
Industrial credit card can be cancelled when it stops. Industrial Bank credit card holders can take the initiative to apply to stop payment after losing their credit cards. When the cardholder receives a new card after applying for loss reporting, or the cardholder thinks that his card is risk-free and does not need card protection, he can call the customer service center to apply for cancellation of payment stop.
If the cardholder's credit card is suspended, the cardholder can apply to the issuing bank to cancel the suspension of payment after returning the overdue overdraft principal and interest in time. If it is suspected that payment is stopped due to cash withdrawal, the cardholder must provide compliant credit card credentials before applying for cancellation of payment stop. If the payment is stopped for customers with potential risks, the bank shall investigate and verify the risks of the cardholders, and terminate the payment stop as appropriate after eliminating the potential risks.
Summary: The bank will not terminate the payment for the processing of fake cards and fake cards. Cardholders can apply to stop payment by calling the bank credit card customer service center, or they can apply to the front desk of the card issuing center with their ID card, credit card and credit card credentials.