The credit card can be paid off in one lump sum, but if the credit card holder needs to pay off in one lump sum after the installment, he needs to contact the bank customer service staff in advance to terminate the installment.

In any case, when repaying in advance, the fees already paid will not be refunded, and the regulations of other institutions are different.

Paying off the credit card in one lump sum usually means that the user changes the repayment plan halfway after choosing the credit card installment. The user wants to pay off the installment arrears in advance, so he will choose to pay off in one lump sum.