Yes. If it is overdue for two months, you may still be able to use it. If it is overdue for three months, the bank will suspend the card, which means it cannot be used. If it is overdue for two months, the bank may freeze the account. You can apply for activation after repayment. The credit card has been seriously overdue for two months. You can continue to use it. So paying off the debt is the most important thing. Investment involves risks, please make decisions with caution.