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Is CCB’s Installment Pass a loan or a credit card?

CCB Installment Pass is neither a loan nor a credit card. It is a credit card installment product provided by China Construction Bank to customers. Installment loans are for users with good credit records, stable professional income, and normal consumption behavior. China Construction Bank will grant them a special installment pre-credit line in advance to meet the users' daily large-amount consumer credit needs. After successfully handling this business, customers can Specified type of merchant consumption. The number of installments supported by Installment Pass are 6, 12, 18, 24, 36, 6, 48 and 60 issues.