You can suspend pending accounts.

1. Yes, overdue online loans can be processed by suspending interest and suspending accounts. This means that the borrower and the lending institution can negotiate and reach an agreement to temporarily stop the calculation of interest and penalty interest, and carry the overdue amount to the future repayment period. Suspension of debt usually requires both parties to reach an agreement and sign relevant documents.

2. Suspension of interest rates can effectively reduce the financial pressure on borrowers and give them more time to repay their debts. This method is beneficial to borrowers who are temporarily unable to pay off their loans in one go.

3. Suspension of interest rates requires cooperation and communication between the borrower and the lending institution. Borrowers should contact the lending institution promptly and explain their financial situation and reasons in detail. The lending institution will consider the borrower's repayment ability and integrity, and decide whether to agree to suspend interest rates based on the actual situation.

4. During the negotiation process, the borrower should prepare sufficient supporting materials, such as income certificates, bank statements, etc., in order to provide the lending institution with the necessary information and increase the possibility of successfully reaching an interest-free and loan agreement.

Summary:

Overdue online loans can be dealt with by suspending interest and suspending accounts. The borrower should actively communicate and negotiate with the lending institution, provide necessary supporting materials, and reach a written agreement. Suspension of interest payments can temporarily relieve financial pressure and give borrowers more time to repay their debts. However, the specific operations and effects will vary depending on the lending institution's policies and personal circumstances. Therefore, it is recommended that borrowers contact the lending institution as early as possible before overdue and understand the relevant regulations and policies.