After the credit card is overdue, the banking system will deduct money every day. At present, some banks stipulate that our credit card cannot be bound with other bank savings cards, but our savings cards support automatic repayment. As long as there is a balance on the savings card, the bank will automatically transfer the money on the savings card to the credit card before the repayment date. Usually seven or three days before the repayment date, the system will send a text message to remind cardholders to repay. If the cardholder forgets and it is overdue, it is impossible to go to the bank to issue a non-malicious overdue.

What if the credit card is overdue for 7 days?

Users need to repay all debts as soon as possible after their credit cards are overdue for 7 days. If the credit card is overdue, a high penalty interest will be charged. After clearing the arrears, users can call the customer service of the bank and ask whether the overdue records have been uploaded to personal credit information. If it has been uploaded to the credit information, users should maintain good habits in the subsequent use process to avoid overdue again. If it is not uploaded to the credit information, you can choose to repay by installments or negotiate with the bank to postpone the repayment.