1. repayment at outlets: credit card holders need to go to the counter of the issuing bank to repay their credit cards.
2. repayment by ATM: users can make repayment by ATM.
3. online banking repayment: users need to log in to their personal online banking account, so they can directly repay their credit cards.
4. Repayment by third-party software.
5. repayment by mobile banking.
6. Telephone repayment.
8. automatic repayment.