Bank loan interest rate can be divided into short-term loan interest rate, medium-and long-term loan interest rate and provident fund loan interest rate according to the loan interest rate of China People's Bank in 2022. Specific analysis: 1. Short-term loan: the loan interest rate for six months (inclusive) is 4.35%; The loan interest rate for six months to one year (including 1 year) is 4.35%. 2. Medium and long-term loans: the loan interest rate for one year to three years (including three years) is 4.75%; The loan interest rate for three to five years (including five years) is 4.75%; The loan interest rate for more than five years is 4.9%. 3. Provident fund loan: the loan interest rate for less than five years (including five years) is 2.75%; The loan interest rate for more than five years is 3.25%. The actual execution interest rate may fluctuate, subject to the actual transaction interest rate. Application conditions The borrower's requirements are 1. Natural persons (Hong Kong, Macao and Taiwan, Chinese mainland and foreigners are also allowed) aged 18-60 2. A stable job and a stable income. The ability to repay the loan principal and interest listed in Schedule 3. The actual age of the borrower and the loan application period shall not exceed 70 years old. The information that the borrower should provide is 1. You need both husband and wife's ID cards, household registration book/temporary residence permit and household registration book. 2. Marriage certificate/divorce certificate or judgment/single certificate. 3. proof of income (format stipulated by the bank) 4. Copy of business license of the company (with official seal) 5. Credit certificate: including academic qualifications. 6. If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements. The plan of spending money in life will never keep up with changes, and there will always be times when money is not useful or urgently needed. Baidu Financial Atomic Company is a licensed company in industrial and commercial registration, Chongqing, which cooperates with licensed financial institutions such as regular banks and consumer finance companies to provide services. Those who have money to spend have a credit line of 500,000-200,000, with a minimum daily interest rate of 0.02% and an annualized interest rate of 7.2%. The actual interest rate is determined by the system according to the comprehensive situation of users. The borrower must be at least 65,438+08 years old but not over 55 years old. The loan information only needs the second-generation ID card and bank card, and students are not allowed to apply for loans.
2. How much is the daily interest of China Construction Bank's credit card loan?
If it is a credit card of China Merchants Bank, you can log in to the Pocket Life client and try to handle cash installment, e-loan, reserve fund, etc. Please refer to the audit results for details. The interest rate will be displayed on the page.
3. 1.5 million How much is the monthly fast loan from CCB?
Pay 12500 every month.
Because this is a fast loan, it can be repaid quickly, resulting in more than 10 thousand repayments every month.
1. CCB's "quick loan" is a full-process online self-help loan for individual customers. Users can complete loans online through electronic channels of CCB, including real-time application, loan approval, contract signing, withdrawal and repayment.
2. Users can handle loans by themselves through mobile banking, online banking and intelligent teller machines of CCB, and complete the loans according to the prompts without any intermediary or others.
3. CCB's "fast loan" has four products, namely, fast e-loan for credit and car e-loan, financing e-loan for credit or real estate mortgage, and pledged loan.
4. What is the credit loan interest rate of CCB?
The credit loan interest rate of China Construction Bank fluctuates on the benchmark interest rate of the People's Bank of China. According to the qualification of the borrower, China Construction Bank will increase the benchmark interest rate by about 65,438+00%.
At present, the benchmark interest rate of the People's Bank of China is:
1, the loan term is within one year (including one year), and the interest rate is 4.35%;
2. The loan term is one to five years (including five years) and the interest rate is 4.75%;
3. The loan term is more than five years, and the interest rate is 4.90%.