Using a dual-currency card does not count as carrying RMB out of the country. Because RMB still exists in China, only when you spend money or carry cash abroad can you remit money abroad through international remittance. So, if you spend money abroad, there is no limit to the amount, as long as your credit card can pay. However, if you withdraw cash overseas, you still have to follow the relevant limits of SAFE.

Extended data:

Matters needing attention in overseas credit card consumption

1. Please check the UnionPay card before leaving the country.

The "UnionPay" logo should be printed on the front of your card. If not, you can apply for a new card from the issuing bank.

Whether it is a debit card or a credit card, please sign on the signature strip on the back of the card. If not, please sign in advance.

In order to ensure acceptance, please consult the issuing bank in advance whether to open the overseas card service of UnionPay network. Please refer to the directory of issuing banks for details.

2. The scope of use of UnionPay cards abroad

The UnionPay network has been extended to countries and regions frequented by China people, such as Hongkong, Macau, Japan, South Korea, Singapore, Australia, New Zealand, the United States, Canada, France and Germany. Please refer to the international business list of a specific country. UnionPay cards cannot be transferred and withdrawn at bank counters abroad, nor can they be withdrawn through merchant POS terminals.

3. The difference between UnionPay overseas merchants and ATM

Merchants and ATMs with the "UnionPay" logo posted overseas can use UnionPay cards.

4, foreign currency credit card consumption RMB debit.

If the UnionPay card is used overseas for consumption or withdrawal through the UnionPay network, the local currency amount will be directly converted into RMB amount according to the market exchange rate, and the issuing bank will immediately credit it to the cardholder's RMB account.

References:

Baidu encyclopedia-credit card