In most cases, you can't exceed the credit card limit of 5000. First of all, if the credit card limit is only 5000, it belongs to the over-limit consumption behavior of credit cards. Most banks have overrun function, but the overrun of banks is often 10% of the credit line, that is to say, the limit of credit card 5000 can only exceed 5500 yuan at most.

In addition to the specific amount limit, there are also restrictions on the number of times credit cards can be used. Generally speaking, cardholders can only use credit cards once a month. If the credit card is used twice in a row, the over-limit function of the credit card will be automatically closed, and you need to contact the bank to apply for reopening. In addition, if the cardholder fails to repay the over-limit amount in time, the over-limit amount will no longer be used.

In addition, it should be noted that the credit card limit is not used casually. On the one hand, the use of the over-limit amount will require a corresponding handling fee, and 5% of the over-limit amount will be charged as a handling fee, which is relatively high; On the other hand, interest will be calculated daily from the date of use.