Minsheng in card is divided into ordinary card and gold card. The annual fee of Minsheng Bank is collected in advance every year. The annual fee of the first year can be waived if you swipe the card once within 2 months after the card is verified, and the annual fee of the next year can be waived if you swipe the card for 8 times in the same year.

Minsheng Bank will charge you an annual fee if your accumulated credit card points do not reach the annual fee-free standard within one year. The detailed rules for collecting the annual credit card fee of Minsheng Bank are as follows:

General card: main card 1 yuan/year subsidiary card 5 yuan/year

Gold card: main card 3 yuan/year subsidiary card 15 yuan/year

Minsheng Bank credit card will charge an annual fee even if it is not opened, so if the cardholder has a Minsheng Bank credit card, please open it as soon as possible. If it is no longer used, please cancel the card immediately to avoid unnecessary losses.