Bank of Communications Global Credit Card cannot be used in China.
Bank of Communications Global Credit Card is a product that fully meets customers' overseas card demand. Global credit card is a US dollar credit card, which supports overseas US dollar consumption. You can use VISA/Plus, MasterCard/Cirrus to spend money in overseas merchants, and you can also withdraw cash from ATM.
Global cards are divided into two grades: basic edition and elite edition. The gold card is the basic version, and the black card is the elite version. The charging standards are as follows:
1. Annual fee for black card of main card/supplementary card (per card): 500 yuan /0 yuan; Gold card: RMB 200 yuan/100.
2. Loan interest (daily): 0.5 ‰
3. The late payment fee (for each payment) shall be charged at 5% of the unpaid part of the minimum repayment amount, with a minimum of RMB 65,438+00 or USD 65,438+0 yuan.
4. The cost of issuing a new card (each card) is RMB 65,438+05, and 35 yuan will be charged for expedited processing.
5. Loss reporting fee (50 yuan RMB per card).
6. Cash withdrawal handling fee (per transaction) Credit line Cash withdrawal handling fee: 1% of the transaction amount is charged for overseas cash withdrawal through VISA/MasterCard network, with a minimum of $5 per transaction.
7. Excess deposit recovery fee: 0.5% of the transaction amount is charged for RMB recovery in China, with a minimum of 10 yuan and a maximum of/500 yuan; Domestic dollars are collected through the counter, charging 0.5% of the transaction amount, with a minimum of 1 dollar and a maximum of $50. 0.5% of the transaction amount is charged for overseas cash withdrawal through VISA/MasterCard network, with a minimum of $5.
8. Transfer fee (per transaction)
Handling fee for transfer of excess deposits: 0.5% of the transaction amount is charged for RMB transfer in China, with a minimum of 10 yuan and a maximum of 500 yuan.
For domestic USD counter transfer, 0.5% of the transaction amount is charged, with a minimum of USD 65,438+0 and a maximum of USD 50.