After swiping the credit card, it will arrive at the account as soon as possible. Whether it is a credit card or a savings card, there are two ways to arrive at the account after consumption on the POS machine: T+0 and T+ 1. The so-called T+0 refers to the account received on the day of the transaction, and T+ 1 refers to the account received the next day after the transaction, which will be postponed in case of weekends or holidays.