This can be applied for. If you have good credit, you can try to apply for bill installment business. Customers who only hold commercial cards, business cards, purchasing cards, ANA guaranteed cards or supplementary cards cannot apply for bill installments at the moment.

However, there are scope and conditions for applying for installment. The application scope is:

If the bill has been issued: the maximum amount applied for installment shall not exceed the total amount of new RMB and U.S. dollar card consumption in the current bill. 95 (excluding transactions that cannot be installmentd). The application amount for RMB installments with paid bills and unpaid bills shall not be less than 300 yuan; the application amount for U.S. dollar installments with paid bills and unpaid bills shall not be less than USD 100.

If the bill has been issued in installments: If the application is successful, only the uninstalled amount for the current period's bill will be repaid, and the first installment amount and handling fee will be included in the next period's bill. If the transaction is an unbilled transaction: the first installment amount and handling fee applied for successfully will be included in the bill corresponding to the original transaction.