Overpayment means that there is extra money in the credit card. For example, Xiao Wang's credit card should have paid back 1 ,000 yuan, but it was paid into 1, 200 yuan. Then this 200 yuan is overpaid. The excess money in the credit card can be taken out or transferred to the savings card. Let's take a look at CCB's regulations in this regard.

How to transfer the overpaid amount of CCB to the savings card?

Overpayment in CCB's credit card can be operated through CCB's mobile banking APP, online banking and ATM. If you can't operate it yourself, you can call the customer service hotline for manual service to transfer it out for you. The overpaid part will be transferred to my name, and the overpaid part will be transferred to our CCB savings card or credit card, with no handling fee.

Opening personal online banking of China Construction Bank. After logging in, click Credit Card-Account Transaction-Cash Transfer, fill in your bank card number, and then follow the prompts to transfer out. Or take out the extra money from the credit card and deposit it in your savings card through the ATM of CCB.

On the mobile phone, choose to open the application app of China Construction Bank, and you can see the available credit card amount-cash when transferring the credit card. Click Overpayment, and select Collection Account-Transfer Amount-Next. After verifying that the message is correct, you can complete the operation process of overpayment and transfer to the savings card.

If the overpayment in the credit card is not much, you can save it for the next time you swipe your card, so as to avoid the trouble of transfer.