Credit cards can pay back the money in installments. \x0d\ Payment by credit card installment refers to the process that when a cardholder uses a credit card to make a large amount of consumption, the bank pays the consumption funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and then the cardholder repays the money to the bank in installments. According to the cardholder's application, the bank deducts the consumption funds by stages through the cardholder's credit card account, and the cardholder repays according to the monthly amount. \x0d\ From the form of installment payment, the initial amount of a single transaction is limited for cardholders to handle this business, and the level of installment repayment and the standard of handling fee are also different; It can be roughly divided into three categories: \x0d\ The first category is the cooperation between banks and special merchants, but the products are limited; \x0d\ The second category is the product catalogue provided by the bank, which is selected by the cardholder, and then the bank entrusts the supplier to deliver the goods to the customer; \x0d\ The third category is not limited to merchants and commodities. After shopping, cardholders only need to apply to the bank for installment repayment, and some banks even set the acceptance scope as global.