White tiger has a credit card and a credit record after one month. General banks submit data to the Credit Information Center of the People's Bank of China once a month, and credit card information can be reflected in the credit information report one month after handling the credit card.

White households are people with no credit history, and there is no record of loans and credit cards in the bank. However, white households do not mean good credit reporting, and the CBRC issued a document clearly stipulating that the audit of people without credit records is stricter.

Want to improve the credit status, activate the credit card in time after handling, and repay normally. After a certain period of time, the bank will upgrade the credit card according to the card usage.