The available limit of a credit card is the credit limit minus the overdraft. For details, you can check it through the official WeChat or APP bound to the credit card, or call the credit card customer service for information.

How to check credit card balance.

1. You can inquire the credit card balance by calling the service hotline of the credit card issuance center, telephone banking, manual service or voice service.

2. Wait for the bank credit card statement. The statement will clearly tell you the balance on the credit card, repayment record, bill, etc.

3. Log in to the website of the bank to which the credit card belongs: register for online banking, enter your username and password, click login, and enter online banking for balance enquiry.

4. Check at nearby bank branches or ATMs.