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China CITIC Bank Yueka

Annual fee: 100 Yuan Currency: RMB+USD Free of Annual Fee Policy: Free of charge in the first year, and free of interest-free period in the following year when swiping the card five times (longest): 50-day annual fee for secondary card: 50-day interest-free period (shortest): 20-day credit line (highest): 8,000 Yuan Transaction method: signature+password credit line (lowest): 2,000 points policy:

catalogue

1 function

2 expenses

3 application conditions

1 function

1, three basic functions: credit consumption, cash advance and transfer settlement;

2, the real credit card: first consumption, then repayment;

2 expenses

Late payment fee: 5% of the unpaid minimum amount of each installment, with a minimum of USD 65,438 +0 and a minimum of RMB 65,438+00;

Overlimit fee: the fee is 5% of the part exceeding the credit limit, with a minimum of US$ 65,438 +0 and a minimum of 5 yuan RMB;

Cash withdrawal by local peers: 1% of the transaction amount, with the lowest charge of 10 yuan and the highest charge of 500 yuan;

Local inter-bank cash withdrawal: 1% of the transaction amount, with the lowest charge of 10 yuan and the highest charge of 500 yuan;

Cash withdrawal from peers in different places: 1% of the transaction amount, with the lowest charge of 10 yuan and the highest charge of 500 yuan;

Inter-bank cash withdrawal in different places: 1% of the transaction amount, with the lowest charge of 10 yuan and the highest charge of 500 yuan;

Cash withdrawal from overseas UnionPay: 1% of the transaction amount, the transaction fee is 12 yuan, and the minimum fee is 15 yuan;

Overseas non-UnionPay cash withdrawal: 65438+ 0% of the transaction amount, with a minimum charge of $5;

Take back the local counterparts and pay more: 0.5% of the transaction amount, with the lowest charge 10 yuan and the highest charge of 500 yuan.

Recovery of local inter-bank overpayment: 0.5% of the transaction amount, minimum charge 10 yuan, and maximum charge 500 yuan;

Recover the overpaid part from the counterparts in different places: 0.5% of the transaction amount, with the lowest charge 10 yuan and the highest charge of 500 yuan;

Get back the overpaid part from different banks: 0.5% of the transaction amount, with the lowest charge 10 yuan and the highest charge of 500 yuan;

Take back overseas UnionPay and overpay: 0.5% of the transaction amount, transaction fee per transaction 12 yuan, minimum fee 15 yuan;

Overseas non-UnionPay overpayment withdrawal: 0.5% of the transaction amount, with a minimum charge of $5;

Overseas emergency card replacement fee: overseas loss reporting fee of 60 yuan, overseas card replacement fee of 175 USD and gold card fee of 0 USD;

Card replacement fee: 15 yuan;

Handling fee for replacement (delivery): free in the third installment, and charged in each installment thereafter 10 yuan;

Loss reporting fee: 50 yuan;

Obtain domestic purchase orders: 20 yuan, 50 yuan;

3 application conditions

China residents who have reached the age of 18, have full capacity for civil conduct and good credit standing, foreigners with permanent residency in China and compatriots from Hong Kong, Macao and Taiwan can apply for personal credit card master card with their valid identity documents.

Personal cardholders can also apply for supplementary cards for other natural persons with full civil capacity or natural persons with limited civil capacity. Supplementary card application materials must be confirmed by the main card holder by personal signature, customer service telephone recording, electronic signature or the way recognized by both the cardholder and the issuing bank. The main cardholder can apply for cancellation of the supplementary card at any time.