The annual fee for credit card swiping is related to the issuing bank and credit card grade. The annual fee can only be known under the specific visa credit card products.
This paper lists several visa credit cards issued in China, and introduces their annual fees and how to avoid them:
1, China Merchants Bank Student Credit Card
It belongs to visa credit card level, but it can be unconditionally exempted from annual fee within the validity period.
2. Bank of Communications Eastern Airlines Credit Card
Visa and UnionPay double standard, universal card, gold card and platinum card. Annual fee of the main platinum card 1000 yuan, and the supplementary card is free of annual fee. The main gold card is 200 yuan, and the supplementary card 100 yuan; The main card of Puka 100 yuan, and the auxiliary card of 70 yuan.
Non-platinum cards are directly exempt from the annual fee in the first year, and the annual fee in the following year can be exempted if they are swiped 6 times in the same year; The annual fee of Platinum Card can be waived by swiping 168 yuan three times in the first year, and the annual fee in the second year needs to be reduced according to the consumption ranking.
3. Ping An Bank visa Platinum Card
The annual fee for the main card is 600 yuan/year, and the annual fee for the auxiliary card is 480 yuan/year, which is free for life.