What is the minimum limit of CCB Spring Autumn Dragon Card (Gold Card)
The limit range of CCB’s standard credit card gold card is: 1,000-50,000 yuan
CCB’s credit card approval process When applying, we will refer to the applicant's work, income, social security, provident fund, personal tax, personal assets, credit, academic qualifications, etc. The final approval result will be based on the actual situation of the applicant.
After using a credit card for a period of time, the limit can be increased.
How to increase the limit of CCB credit card:
1. How to increase the fixed credit limit of CCB credit card:
If CCB credit card holders need to increase their credit limit for a long time, After holding the card for 6 months, you need to call the CCB Credit Card 24-hour customer hotline to apply for credit card limit adjustment.
CCB will inform customers of the review results within a week based on the BOC credit card holders’ card repayment records in the past six months. If the cardholder can provide some assets when submitting the application Provide supporting documents to get a higher credit limit.
2. Method for temporarily increasing the credit limit of CCB credit card:
If the cardholder’s existing credit limit is not enough, he or she can apply to the bank in advance for a temporary increase in the credit limit, and CCB will increase the credit limit temporarily based on the current credit limit. Adjustments will be made to the cardholder's credit status and card usage. If you need to temporarily increase your credit limit, you can call the 24-hour service hotline and provide relevant information as required.
The temporary credit limit is valid for up to 3 months. After expiration, the credit limit will be automatically restored to the original limit.
The credit limit of the supplementary cardholder is set by the principal cardholder. If the temporary credit limit of the supplementary card needs to be adjusted, the principal cardholder must submit an application.
Is it easy to approve the Spring and Autumn Digital UnionPay Master Gold Card?
It is easy to approve. The Spring and Autumn Digital UnionPay Master Gold Card is a credit card launched by China Construction Bank. The limit is between 30,000 yuan and 50,000 yuan. The applicant needs to have a good credit report. It usually takes 15 working days to successfully apply.
How much can you overdraw with Spring Airlines' Spring Dragon Card credit card?
How much you can overdraw depends on the credit card limit.
The bank will determine the credit limit based on the customer's credit status, and the credit limit ranges from a few thousand to tens of thousands. After receiving the credit card, you can make transactions within this limit, and 50 of the credit limit can be used to withdraw cash.
If you have a limit of 10,000 yuan and use it directly for credit card consumption, you can reach 10,000 yuan. If you need to withdraw cash, you can withdraw 5,000 yuan without using the card (the daily cash withdrawal cannot exceed 2,000 yuan, the cash withdrawal fee is 0.5 of the cash withdrawal amount, the minimum is 2 yuan, the maximum is 50 yuan, and the daily interest rate is 0.05%), and the cash withdrawal will be After all the quota is withdrawn, the remaining amount (10,000-amount withdrawn-cash withdrawal fees and interest) can still be used for consumption.
This is the end of the introduction to the Spring and Autumn Dragon Card credit card limit and the Dragon Card Spring and Autumn Travel Credit Card. I wonder if you found the information you need?