Hello, the existing handling fee and interest are charged by credit card. If you withdraw cash on the same day and repay it on the same day, it will be counted as one day's interest, and if you repay it on the next day, it will be counted as two days of interest.

Handling fee: The handling fee for domestic RMB cash advance is 1% of the amount of each cash withdrawal, with a minimum charge of RMB 10 per transaction; the handling fee for overseas cash advance is 3% of the amount of each cash withdrawal, with a minimum The fee is USD 3 or RMB 30 per transaction (the minimum charge for American Express-Centurion Black Gold Card and American Express-Centurion Platinum Card is USD 5 or RMB 30 per transaction). There is no inter-bank handling fee for cash advance.

Interest: Cash advance does not enjoy interest-free repayment. From the day of cash withdrawal to the date of settlement, interest will be charged at a daily interest rate of 5/10,000, and compound interest will be charged on a monthly basis.

For details, please contact credit card customer service to verify your discounts.