I heard that China Merchants Air China Zhiyin Credit Card can accumulate miles for consumption. Many cardholders rushed to apply. In addition to wondering how to apply, cardholders are also very concerned about the limit of this card. After all, the higher the limit, the greater the amount that can be overdrafted. Let’s take a look at it together. China Merchants Bank Air China Zhiyin Credit Card is an airline co-branded credit card of China Merchants Bank. The card has two card types: regular card and gold card. In addition to accumulating Air China miles for spending with this card, cardholders can also enjoy high-value aviation accidents. Insurance, gold card 2 million yuan! Puka 500,000 yuan! (Exclusive VIP rights; value-for-money protection, worry-free flying; more mileage accumulation)

China Merchants Air China Zhiyin Credit Card Limit

The card is divided into two types: regular card and gold card. Different card types have different limits, but they are all comprehensively assessed by the bank based on the application materials submitted by the applicant and the cardholder's economic conditions. The better the applicant's conditions, the higher the limit he will get. Regular card: the minimum limit is 3,000 yuan, the maximum limit is 10,000 yuan; Gold card: the minimum limit is 10,000 yuan, the maximum limit is 50,000 yuan. If you want to obtain a higher amount, you need to provide necessary financial proof when applying, such as bank salary records, income tax withholding certificates (tax payment certificates), or documents proving the market value of houses, cars, deposits and investments. Etc., this will directly affect the size of your credit card limit.

Note: If you are not satisfied with the initial limit, you can apply to the bank for an increase after half a year of normal card use. The bank will decide whether to increase the limit for you based on your card usage and consumption in the past six months. Forehead. It is actually not difficult to increase the credit limit of China Merchants Bank Credit Card. It is recommended that you maintain good card usage and repayment records, which will help you increase the limit of China Merchants Bank Credit Card.

Important conditions for applying to increase the permanent limit: 1. The amount should be as large as possible, and the total consumption amount within six months should be at least 30 or more of the limit. 2. Make as many purchases as possible, with an average of more than 10 purchases per month. If there are more than 20 purchases, it will be easier to increase the limit. 3. There are many types of consumer merchants, such as shopping malls, supermarkets, gas stations, restaurants, hotels, tourism, entertainment venues, etc. The smaller the amount of large purchases such as wholesale and house purchases, the easier it is to raise the limit. 4. The less online shopping, Alipay transactions and cash withdrawals, the easier it will be to apply for an increase in the limit.