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Can the billing date and repayment date of Bank of Communications credit card be modified?
Nowadays, the use of credit cards is becoming more and more popular, but there are still many people who are not clear about the rules of credit cards. Many people think that the billing date and the final repayment date of credit cards are fixed and inconvenient. Actually, it is not. Let's take the Bank of Communications credit card as an example. Can the billing date and repayment date of Bank of Communications credit card be modified? Let's have a look.

Can the bill date and repayment date of Bank of Communications credit card be modified?

The answer is yes. Bank of Communications credit card can modify the bill date, but the available date is limited. The cardholder can only modify the billing date to any day between 4th and 19 and 2 1 to 24th. After the bill is revised, the repayment date will also change. Generally speaking, the repayment date is 25 days after the bill date. According to the regulations of Bank of Communications, a credit card can only apply for modifying the bill statement once. If you want to modify the statement, the cardholder can call the customer service phone of Bank of Communications, and then complete the modification of the statement according to the instructions of the customer service.

What should I pay attention to when modifying the bill statement?

1 was modified one day before the bill date.

For example, the billing statement of your Bank of Communications credit card is 10, so you'd better apply to modify the billing statement on the 9th, which can extend the repayment time to the maximum extent and greatly reduce the repayment pressure of the current bill.

The repayment date should be the day after the payday.

We know that if the billing date changes, the repayment date will also change. For example, if your payday is 65,438+00 days per month, then your bookkeeping day is 65,438+00 days per month, and the repayment day is 4 days per month. At this time, you can apply to postpone the billing date by about 65,438+00 days, so that the payday will be before the repayment date, which will not cause great repayment pressure.

Therefore, when applying to modify the accounting date, you must select the accounting date that needs to be modified. Choosing a good billing date can reduce a lot of repayment pressure and make it more convenient for you to use your card.