Current location - Trademark Inquiry Complete Network - Overdue credit card - What is this? Triangular fraud
What is this? Triangular fraud
Triangular fraud is defined as follows:

1, triangle fraud refers to the behavior that the actor uses the method of fictional facts or concealing the truth for the purpose of illegal possession to make the third party other than the victim fall into a wrong understanding, and then dispose of the property, which ultimately causes the victim to suffer a lot of property losses.

2. In judicial practice, there are various forms of triangular fraud. The common and typical forms of triangle fraud are mainly credit card fraud (of course, not all credit card fraud belongs to triangle fraud) and litigation fraud.

3. The main ways that the actor uses credit cards to defraud other people's property are: using forged credit cards, using credit cards fraudulently obtained with false identification, using invalid credit cards, fraudulently using other people's credit cards, maliciously overdrawing, stealing other people's credit cards and using them.

4. Litigation fraud is also a typical triangle fraud. Litigation fraud is characterized by the particularity of occasions, the identity difference between the deceived and the victim, the indirectness and involuntary delivery of property, and the complexity of the consequences of actions, which are mainly manifested in two forms: the actor fabricates facts, conceals the truth or forges or destroys evidence by himself; The actor fabricates facts and conceals the truth through others. The determination of accomplished litigation fraud, the determination of the amount, the determination of the number of crimes and the determination of accomplices also need to be analyzed in detail.

Anti-fraud strategy:

1, consciousness: As the saying goes: "There is no need to harm people, and there is no need to prevent people." Of course, "preventing people" is not scary. The key is to have this awareness. Don't trust anyone, especially strangers, and follow blindly. When you meet someone, you should have a clear understanding. Don't be credulous and follow blindly because the other party has said a good word and promised a good thing. We should know how to investigate and think, and make a correct response on this basis.

2. Insensitive: The ultimate goal of fraudsters is to cheat money, and they are cheated in the shortest time. Therefore, for fraudsters who look like "feelings" and "brothers" (especially new friends, fellow villagers and unfortunate victims), if they ask you for money, they must not be blinded by the appearance of feelings, but learn to "listen, observe and distinguish". It is best to compare the reactions that should be made under common sense. If you think that the other party's money request is unrealistic or beyond common sense, you should report it to the teacher or security office in time to avoid undue losses.

Pay special attention to "capable people": pay special attention to those who brag about their "skills" or "abilities" too actively, or those who are too enthusiastic to "help" you solve your difficulties. In order to gain your trust faster and achieve their ulterior motives, most fraudsters who claim to be celebrities and capable people will show off their "skills" in front of you, saying how they got them and what they achieved, while they are using their "skills" and "abilities" to solve your difficulties or meet your requirements. You should pay special attention to this kind of person, because the "able man" in front of you is probably a complete liar, and he is trying to cheat your trust. Your reaction at this time largely determines whether you will be cheated later.

4. Don't be greedy for petty gains: think deeply and investigate the "windfall" and "benefits" that fly in, especially those promised by unfamiliar people. You know, nothing falls in the sky. Overcome the psychology of being greedy for petty gain, and you won't be ecstatic about the sudden "benefits". The best defense against these windfalls and benefits is to think twice before you act.

In short, the process of fraud by fraudsters can be divided into two stages: one is to win trust; The second is to defraud the other party's property. For fraudsters and victims, the first stage is the most important and prominent stage of fraudsters' behavior. Although there are many ways to cheat, we can avoid being cheated in most cases as long as we have a strong anti-fraud consciousness, overcome some bad psychology in our hearts, stay awake enough, and do "look before you leap, look before you leap".

Source: Baidu Encyclopedia: Fraud