Different credit cards have different rights and interests. It is suggested that applicants first make clear their rights and interests, and then find a suitable credit card. For example, car owners, it is more appropriate to apply for car owners' cards of various banks, and there are some rights and interests in refueling and parking. Applicants with high online shopping frequency can also apply for e-commerce co-branded cards, such as Taobao and JD.COM co-branded cards. If you are a cardholder who watches more videos, you can apply for a video website co-branded card, such as Youku Co-branded Card and Iqiyi Co-branded Card.

Secondly, you can apply for a credit card according to your own qualifications and compare the threshold for credit card application. Different card thresholds are different, and the annual fee is different. If the application card level is too high and the qualification is not good enough, then the application card will be rejected.