1. Our credit cards are used the same all over the country. No matter where we are in the same city, there is no charge for swiping them.
2. Borrowing cash in advance will generate corresponding handling fees and interest. Handling fee: The handling fee is calculated according to 65,438+0% of each cash advance in domestic RMB, with a minimum charge of 65,438+00 yuan for each cash advance abroad (including Hong Kong, Macao and Taiwan) and a minimum charge of 30 yuan or US$ 3 for each cash advance. Interest: Cash advance transactions do not enjoy interest-free repayment, and interest is charged at a daily rate of 0.5 ‰ from the trading day to the settlement day, with compound interest on a monthly basis;
3. The credit card is a debit card and cannot be transferred by ATM;
4. Weibo co-branded card is free of annual fee in the first year, and the annual fee for the following year is free of charge for swiping the card 6 times in the first year;
5. In the preliminary examination, comprehensively evaluate the credit card limit according to the information attached to your application and your specific situation. Please refer to the evaluation results for the specific limit. The starting point of the credit line (fixed line) of our credit card is RMB11,000 yuan or equivalent, and the upper limit is RMB 50,000 yuan or equivalent. Under normal circumstances, the fixed amount of Puka is 1 1,000 yuan-1 1,000 yuan, and the fixed amount of Gold Card is 1 1,000 yuan-50,000 yuan.
If in doubt, please add enterprise QQ customer service 4008205555 or WeChat to WeChat official account "China Merchants Bank Credit Card Center" for detailed consultation.