This generally does not happen. If you really cannot scan it out, you can directly select "Address Book" - "Add Friends" - "Search Public Account" through the WeChat client to search for "China Construction" Bank” to pay attention.
To check CCB credit card statements on WeChat:
1. Follow CCB in the WeChat public account.
2. Enter the CCB public account and click on the credit card to query.
CCB Credit Card
A frozen credit card must be paid off before it can be unfrozen. The details are as follows:
1. Pay off the debt
< p>Pay off all outstanding debts including interest as soon as possible.2. Call customer service to explain the situation.
Call the credit card center to explain the situation and apply for activation. You should not need to provide any materials.
3. Be careful not to cancel the card or account, continue to use it for at least 2 years, and try to avoid the above situations. If you cannot repay the loan in full before the due date, you can only pay the minimum payment.
According to the central bank's "Draft for Comments on Credit Information Management Regulations", the maximum retention period for bad credit records is 5 years, but only credit card and 24-month records will be displayed in the personal credit report. It is recommended that you keep your card active for at least 2 years after activating it to avoid having a bad credit record that will have a negative impact on future applications for credit cards or personal loans.
In addition to recording the current situation, the credit card will also record the repayment information of the last 24 months. If the account is closed and the information stops updating, the old negative information cannot be replaced with new trustworthy information.
The credit cards issued by China Construction Bank are all named "Dragon Card".
Types include: Dragon Card famous school card, Dragon Card business card, Dragon Card car card, Dragon Card privileged credit card, Dragon Card international student credit card, Dragon Card family favorite credit card, etc.
Annual fee-free policy: Swiping the Gold Card 3 times or 18 times will waive the annual fee for the following year (excluding business cards, car cards and other special cards)
Cash withdrawal handling fee : Domestic: 5‰ of the transaction amount, minimum 2 yuan, maximum 50 yuan; overseas: 3% of the transaction amount, minimum 3 US dollars.
Multiple account management: Limit ***Enjoy multiple CCB cards with the same billing date and independent repayment
Online payment: Alipay: You can use it after online registration, single payment and single payment The daily limit is 500 yuan
Instalment business: interest-free installments (3, 6, and 12 installments) from specific merchants are supported. After a single purchase of more than 1,000 yuan, you can call to apply for installments (3, 6, 12, 18, 24 installments). Each installment will incur different handling fees depending on the number of installments
Billing date: every month There are multiple billing dates, and cardholders can change them once a year during the validity period of the card
Currency: RMB, RMB/USD, RMB/EUR
In 2022, Zhongyuan Bank limited the number of prepayments. After the bank stipulates that the loan time is one year, the lender can apply