In 2022, Zhongyuan Bank limited the number of prepayments. After the bank stipulates that the loan time is one year, the lender can apply for prepayment once or twice a year. There is no penalty for prepayment, but the interval between the first prepayment and the second prepayment is not stipulated.

Zhongyuan Bank supports prepayment, but does not support partial prepayment. All the remaining installments can only be repaid in advance at one time, and the cardholder needs to apply to the bank on his own initiative. There are two ways. One is to apply for WeChat official account, that is, pay attention to Zhongyuan Bank credit card WeChat official account -Equity-My-fingerprint Zhongyuan-branch, and apply for early repayment according to the page prompts after logging in; One is to call Zhongyuan Bank's credit card customer service number, and then complete the application with the help of customer service.